Spice Digital Fintech Services

Fintech Services

Spice Digital’s Fintech services endeavor to give an easy banking experience to its customers by bridging the gap between the served and the under-served. With a wonderful start to this journey, we are paving our way to become the most trusted, innovative Domestic Money Transfer (DMT) service provider in India. SDL through “Spice Money” is empowering unbanked customers by providing reliable, quick, accessible and easy to use financial services.

Our Fintech Services
We have received an in-principle approval from the Reserve Bank of India (RBI) to operate under the Bharat Bill Payment System (BBPS). The BBPS is a centralized bill payment system that will allow users to use a single website or outlet to pay all their monthly or repetitive bills such as mobile phone and electricity. Out of the total 62 non-bank entities that applied for the said license, only seven got the approval and Spice Digital is one of these non-bank entities to get the license.

“Spice Money” offers highly secure and flexible financial and banking solution. Based on “Domestic Money Remittance” model, Spice Money allows cash-in at its retail locations and instant fund transfer to all bank accounts across India.

With an aim to reach out to all the unbanked customers, we have established a current network of more than 10,000 agents across India.

Spice Money has two modes of fund transfer:

  • IMPS: Beneficiary receives credit instantly
  • NEFT: Beneficiary receives credit within 2 hours

Apart from our dedicated agent network, SDL also provides whitelable & easy to use plug & play API solutions for Domestic Remittance with Spice Money

With customer delight being the priority, we are committed to provide the best payment solution experience to our customers. Our support services include,

  1. Captive BPO dedicated to assist our retail agents, distributors and end customers.
  2. Customer Relationship Management (CRM) tools to focus on each customer with full case history and behaviour analytics.
  3. In house technology and R&D centre.
  4. Advanced analytics with focus on building relationship with customers by studying consumer behaviour patterns and key data points.
  5. Detailed MIS and reports to facilitate decision making for business owners and support day to day operations
    Spice Money Agent App

Spice Money app gives our registered agents an ease & flexibility to use the service in case of emergency or even otherwise without the need of always being hooked up by a wired computer. Using Spice Money Agent App, agents can assist their customers to transfer funds to any bank a/c in the country directly from this mobile application.

To become an agent you can write to us at : customercare@spicesafar.com

Spice Safar – for travel solutions

Spice Safar, an initiative by Spice Digital, is designed to fulfill the travel needs of millions of traveller’s looking for a reliable and close to home travel service provider. Apart from travel services we also provide services in the area of Mobile and DTH recharge, money transfer and utility bill payments. We are not only a virtually present company but we have a face, a feel and we are your neighbours. It embraces all the aspects of travel industry including competent technology, consistency and handiness.

We strongly believe in empowering the entrepreneur so that he/she is instrumental in bridging the gap between the served and the under-served. Our endeavor is to create a single point of contact for the population in the vicinity of the retailers whereby he/she is able to meet most of their needs. Therefore, we have established a current network of 4000 agents across India and aim to provide these products to the end customer.

‘To become a Spice Safar Agent, Please write to us at helpdesk@spicesafar.com

What all we offer?

  • End-to-end Travel Solutions – Discover the complete bouquet of travel services including train tickets, IRCTC Holiday packages, Bus tickets, hotel booking and flight tickets
  • Utility Payments – Pay all your utility bills
  • Domestic Money Transfer – Easy and secure way to transfer money


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