USSD Payments

The high costs incurred by operators on account of Bill collection charges or Recharge / Topup margins offered to retail hierarchy are making a large dent in their profitability .

Also, literate subscribers have a huge affinity to self service channels rather than walking to retailer / company stores due to their inherent advantages .

This provides a lucrative opportunity for telecom operators and payment aggregators to invest in building a sustainable business model by offering innovative self service channels for payments

With USSD payments, the operator can plug the leakage revenue due to commissions and bill collections.

Through this service, Spice allows the user to pay their bills and perform recharges/top up on USSD using their bank accounts and wallets. The customer can do so with the help of simple, interactive, secure and customer friendly menus.

Key Features:

  1. Circle specific recharge offers: This Platform allows every circle manager to define a separate product for circle on specific recharge / topup value.
  2. Segmented offers: Integration with existing BI engines to provide customer specific recharge offers.
  3. Direct String: Platform allows user to dial direct strings like *111*xx*MSISDN*Amount*BankID# for faster transactions. Platform would validate syntax and just ask user to enter account no / MPIN in push session.
  4. Reminders:User can send reminders for their bills.
  5. Transaction History: User can view transaction history for transparency.
  6. Subscribe to offers:Prepaid users can subscribe to USSD Notify based updates on specific category of offers.


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