mWallet is a mobile-phone based money transfer and micro financing service. mWallet enables customers to perform transactions, deposit and withdraw money from a network of agents that can include merchants, online payments and retail outlets through their mobile handsets. It allows branchless banking for the under-banked and un-banked population.

Such service enables its users to :

  1. Deposit and withdraw money.
  2. Transfer money to other mWallet enabled accounts.
  3. Pay bills.
  4. Purchase goods and services.

It can be integrated with USSD, SMS or an IVR as a bearer. Using coupons and location based services we can offer targeted offers at Point Of Sale. Such open mobile wallets allow mass-market adoption and offers quality service to enhance customer shopping experience.


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